Disclosure

Disclosure Regarding Closing Cost Assistance

Dervik Real Estate and Viktoria Green, Senior Loan Officer with Edge Home Finance (NMLS 2481074), are offering a closing cost assistance incentive to qualified buyers who purchase a home using the services of Dervik Real Estate and who obtain their mortgage financing through Edge Home Finance. The specific amount of closing cost assistance may vary depending on the terms and conditions of the real estate transaction and the buyer’s loan program eligibility. This offer is subject to underwriting approval, loan program guidelines, and all applicable federal and state laws, including but not limited to the Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA).

This closing cost assistance will be reflected on the Closing Disclosure provided to the buyer as a lender credit or seller credit, as applicable. No cash will be paid directly to the buyer. The assistance cannot exceed actual closing costs and may not be used for down payment funds unless allowed by the applicable loan program. Other restrictions may apply. Offer not valid where prohibited by law.

Buyers are not required to use Dervik Real Estate or Edge Home Finance to obtain real estate services or mortgage financing. Buyers are free to choose any real estate brokerage and mortgage lender. Choosing not to use Dervik Real Estate or Edge Home Finance may result in ineligibility for this closing cost assistance offer.

This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms, conditions, and restrictions apply and are subject to change without notice.

For additional details, please contact:

Viktoria Green, Senior Loan Officer
Edge Home Finance
NMLS #2481074

Dervik Real Estate
Licensed in North Carolina